OP-Pohjola, also known as OP Financial Group, is one of the largest financial companies in Finland. The history of the company dates back to 1902 when the Central Lending Fund was founded. The group consists of 180 cooperative banks, with more than a million customers in Finland. In 1996, the company launched the first online bank in Europe, OP eServices, which was also the second online bank in the world.
OP Financial Group offers a wide variety of retail and commercial banking services, investment, and insurance. Its portfolio includes different online payment options (OP-mobile, OP-eservices, Pivo, OP Accessible, Mobile key), daily banking (accounts, credit and debit cards), loans, savings & investments, and insurance. OP-Pohjola’s online banking solutions are among the most popular digital payment methods in Finland. As a result, many live casino operators around the world accept it for deposits, and a vast majority of the punters from Finland use it for gambling transactions.
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OP-Pohjola Explained
To use OP-Pohjola online banking, you need to have an account at the bank. However, only Finish citizens are eligible to have a non-corporate account. Registering an account is easy, and you can apply online by submitting a form containing a personal ID code, mobile phone number, and name of the current bank. Once the user account has been approved, the client will receive an SMS confirmation.
The bank will send the account and eService agreements to the client’s address within a few days, together with a list of key codes. These key codes are unique, one-time login PIN codes necessary to confirm transactions or sign agreements. The next and final step is receiving the user name and password to access online banking. OP-Pohjola also offers an OP-mobile app for managing online banking on the go. You can download it for free from the App Store and Google Play Store. Be careful and make sure that the phone number associated with your user ID is correct. All the confirmation will arrive at that number!
To access the app, you need to use Mobile key, an identification service necessary to securely enter OP-Pohjola e-payment methods and confirm and manage the transactions. Similarly to the key code list, these are also unique PIN codes for mobile online banking. To enable the service, you first need to have the OP-mobile app, OP user ID, password, and a list of key codes. Log into OP-mobile and define a personal Mobile key PIN. Once you have done this, you can use the Mobile key for any OP-Pohjola service asking verification.
How to Deposit via OP-Pohjola?
Making a deposit with OP-Pohjola is straightforward. Find the cashier page and search for OP-Pohjola. The service may be included within Online Bank Transfer or Bank Transfer, so be sure to open these sections if you don’t see the logo immediately. After clicking the logo, you will be redirected to the bank’s online platform to sign in, select the preferred deposit amount, and confirm it.
How to Withdraw with OP-Pohjola?
Unfortunately, OP-Pohjola is not a convenient option to cash out the winning. Some casinos may offer you to withdraw the money with an online bank transfer. However, in the majority of cases, you will not be able to use this method and will have to find an alternative. The good news is that if you have Visa or Mastercard issued by the bank, you can pull the funds from your gambling account to the cards and bank account.
Transfer Times, Fees, and Security
When depositing money in your casino account, the transaction is instant and free of charge. Neither the casino nor the bank will charge you for top-ups with OP-Pohjola if you are paying within the EU, as the primary OP’s currency is EUR. In case you are sending money to the country outside the EU, the fees will apply. The amount will differ, depending on the payee’s country.
When you want to withdraw the winnings, the processing of this transaction by the casino may last 2-3 days. Once the casino has finished the screening, your money will directly arrive in your bank account.
OP-eservices use an encrypted HTTPS protocol, which is vital when users send sensitive data, such as personal information, banking credentials, etc. Browsers supported by OP eServices use the TLS encryption automatically. The recommendation is always to use the latest version of the supported browser.
The HTTPS protocol is the first layer of protection. The next one is personal user identifiers. They consist of username, password, unique key code, and Mobile key. Finally, there is an SMS confirmation feature to check the transaction and verify payment details.
